Our Services
Medicare
Including Supplements, Advantage Plans & Drug Plans
Medicare is a federal health insurance for anyone age 65 and older, and some people under 65 with certain disabilities or conditions. The team at Payton & Associates are your local area Medicare experts and our services are FREE. We can help guide you through the Medicare process with recommendations on plans that have the benefits that matter the most to you.
Advantage Plans
A Medicare Advantage Plan, also know as Part C, is a private health plan that provides Medicare Part A and Part B Coverage. Medicare Advantage plans cover most Medicare Services including Part A (Hospital Insurance) and Part B (Medical Insurance). Most plans also include prescription drug coverage (Part D).
Medicare Prescription Drug Coverage
Also known as Medicare Part D, is a type of supplemental health insurance that helps people with Medicare pay for prescription drugs.
Medicare Supplements
Also known as a Medigap, a Medicare Supplement, is a private health insurance policy that helps pay for health care costs that Original Medicare doesn’t cover.
Health Insurance
Health insurance is a contract between you and an insurance company that provides financial protection for your healthcare costs. This insurance is for individuals and families who are not on Medicaid or Medicare.
Dental Insurance
Dental Insurance is a contract with an insurance company that helps cover the cost of dental care.
Vision Insurance
Vision Insurance is a contract with an insurance company that helps cover the cost of vision care.
Final Expense Insurance
Final expense insurance, also known as burial or funeral expense insurance, is a type of life insurance that covers end-of-life costs: Funeral arrangements, medical bills, legal fees, family transportation, and credit card expenses. Final expense insurance is designed to be affordable and can be a good option for people who have difficulty qualifying for other types of life insurance.
Life Insurance
Life insurance is a contract between an insurance company and a policyholder that pays a sum of money to a beneficiary after the policyholder passes away. The purpose of life insurance is to provide financial security for the policyholder’s loved ones. Payton always says it is never too early to purchase Life Insurance for peace of mind.
Medicaid Unwinding Help
Medicaid is a joint federal and state program that provides health coverage for some people with limited income and resources. If your income level changes, you are given a specific amount of time to find a new healthcare plan and we are here to help!